Is your Maryland Home Inventory up to date?

A current inventory of all the personal items in your home is important and even necessary, if you are faced with filing a police report or insurance claim. The homeowner is usually asked if they have a home inventory.  If not, the homeowner can reconstruct one to estimate the loss. Imagine you are in this position;…

Moving Down in an UP Market

Selling and buying a lower priced home in an “Up” market can be to your advantage.  The advantage is to maximize the sales price on your existing home and replace it with a less expensive one. Moving down in an “up” market may be to your advantage in multiple ways.  It is possible that your present home…

Showing How Earnest You Are

The expression “putting your money where your mouth is” demonstrates a monetary sincerity to what could be empty words.  In today’s competitive market where multiple offers are common, sellers want as much assurance as possible that the buyer is sincere and will close on the sale. The seller who accepts a contract expects the buyer to…

Questions to Ask Your Maryland Movers

“I’d wish I’d known that before I picked a mover.”  Having a checklist of questions might have prevented this issue.  This list of questions will provide you with things to discuss when interviewing a moving company. Fees What is the charge for packing? Does it include boxes?  If not, what do they cost and will you deliver them?…

7 Costly Mistakes Home Sellers Make (And How to Avoid Them)

7 Costly Mistakes Home Sellers Make (And How to Avoid Them) No matter what’s going on in the housing market, the process of selling a home can be challenging. Some sellers have a hard time saying goodbye to a treasured family residence. Others want to skip ahead to the fun of decorating and settling into…

What You Actually Need To Know About the Number of Foreclosures in Today’s Housing Market

What You Actually Need To Know About the Number of Foreclosures in Today’s Housing Market While you may have seen recent stories about the volume of foreclosures today, context is important. During the pandemic, many homeowners were able to pause their mortgage payments using the forbearance program. The goal was to help homeowners financially during…

Homeownership and the Three M’s

Homeownership and the Three M’s Homes are valuable assets and must be maintained so they function properly, are safe, enjoyable and hold their value.  Attention to maintenance, minimizing expenses and managing debt & risk will protect your investment. Maintenance It is interesting that people understand the necessity to maintain a car and regularly have the car…

Seller’s Checklist: A Timeline to Prep Your Home for Sale

Seller’s Checklist: A Timeline to Prep Your Home for Sale We’re still in a seller’s market, but that doesn’t mean your home is guaranteed to easily sell.1 If you want to maximize your sale price, it’s still important to prepare your home before putting it on the market. Start by connecting with a real estate…

A New Opportunity for Homebuyers

You may not have heard of anyone assuming an existing mortgage for over thirty years and didn’t know they were even possible any longer.  The reason is simple, it didn’t make financial sense but now that interest rates are increasing, it may be an opportunity for some homebuyers. Conventional loans added clauses to mortgages back in…